Legal No. 13-082
GEORGIA, LAURENS COUNTY
WHEREAS, on December 2, 2011, JEFFERY C. SMITH did execute and deliver to FIRST LAURENS BANK, a certain Deed to Secure Debt to the hereinafter described land to secure the payment of a certain Note of even date of $75,483.91 principal plus interest as specified in the Note, all as shown by the record of said Deed to Secure Debt in the Office of the Clerk of the Superior Court of Laurens County, Georgia, recorded in Deed Book 2309, Page 55;
WHEREAS , default has been made in the payments provided for in said note held by said FIRST LAURENS BANK, as the owner and holder of said Deed to Secure Debt and Note, has elected to declare the entire unpaid indebtedness described in and secured by said Deed to Secure Debt due and payable, and the same has not been paid; and
The debt secured by said Deed to Secure Debt has been and is hereby due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorneys fees (notice of intent to collect attorneys fees having been given.)
NOW THEREFORE , pursuant to and in exercise of the power of sale contained in said Deed to Secure Debt, and for the purpose of collecting the indebtedness due thereby, there will be sold at public outcry, before the Courthouse door in Dublin, Laurens County, Georgia, on the first Tuesday in MARCH, 2013, to wit: MARCH 5, 2013, within the legal hours of sale, to the highest and best bidder for cash, the following described property, to wit:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 96 OF THE 18TH LAND DISTRICT IN THE CITY OF DEXTER, LAURENS COUNTY, GEORGIA, CONTAINING 0.44 ACRES, MORE OR LESS AND BEING MORE PARTICULARLY SHOWN AND DESCRIBED ACCORDING TO A PLAT OF SURVEY PREPARED BY BILLY FLANDERS & ASSOCIATES, SURVEYORS, DATED JULY 31, 1997 AND RECORDED IN DEED BOOK 928, PAGE 79, LAURENS COUNTY RECORDS. THE COURSES AND DISTANCES OF SAID PLAT ARE INCORPORATED INTO AND MADE A PART OF THIS DESCRIPTION BY REFERENCE.
To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property , JEFFERY C. SMITH, and is known as 109 GREEN STREET, DEXTER, GEORGIA 31019.
Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172-.1: and (3) final confirmation and audit of the status of the loan with the holder of the security deed.
Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided within 30 days of the date of sale. Final confirmation and audit of the status of the loan as provided in the preceding paragraph may not be rendered prior to the expiration of this 30-day period. A delivery of the Deed Under Power earlier than 30 days after the foreclosure sale date specified herein above shall be subject to the direct approval of the holder of the Security Deed.
Scott B. Thompson, Sr.
P.O. Box 1586
FIRST LAURENS BANK as Attorney In Fact
Dublin, GA 31040
For JEFFERY C. SMITH
February 9, 16, 23, March 2, 2013